/* CaraïbeLead — maquette finale — version 2026-09-29-2 */
:root{--navy:#082c59;--blue:#0879d8;--green:#078568;--lime:#4fb827;--orange:#ff7800;--purple:#8d22a9;--ink:#0b2444;--muted:#516176;--line:#d7e4eb;--ice:#eef9fb;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;background:#fff}a{color:inherit}.site-header{min-height:76px;padding:9px max(4vw,28px);display:flex;align-items:center;gap:32px;background:#fff;border-bottom:1px solid #e6edf1;position:relative;z-index:20}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;min-width:330px}.brand img{width:58px;height:46px;object-fit:contain}.brand-copy{display:flex;flex-direction:column}.brand-copy strong{font-size:31px;line-height:1;color:#1553a3;letter-spacing:-1.5px}.brand-copy strong span{color:#54b629}.brand-copy small{font-size:9px;font-weight:700;margin-top:5px;color:#17304f}.site-header nav{margin-left:auto;display:flex;align-items:center;gap:34px;font-size:14px;font-weight:800}.site-header nav a{text-decoration:none;padding:25px 0 19px;position:relative}.site-header nav a.active:after{content:"";position:absolute;left:20%;right:20%;bottom:12px;height:3px;border-radius:9px;background:var(--green)}.broker-button{margin-left:26px;background:linear-gradient(135deg,#08765e,#006356);color:#fff;text-decoration:none;font-weight:800;border-radius:12px;padding:13px 19px;white-space:nowrap;box-shadow:0 7px 18px rgba(0,100,83,.18)}
.hero-shell{position:relative;overflow:hidden;background:linear-gradient(118deg,#dff6fb 0%,#c9eff6 31%,#5dc4df 58%,#168ac7 100%);min-height:485px}.hero-scenery{position:absolute;inset:0;overflow:hidden;background:radial-gradient(circle at 10% 19%,rgba(255,255,255,.96) 0 6%,transparent 17%),linear-gradient(180deg,rgba(255,255,255,.18),rgba(0,103,145,.1))}.sun{position:absolute;width:150px;height:150px;border-radius:50%;left:3%;top:55px;background:radial-gradient(circle,#fff7bf 0,#ffd446 43%,rgba(255,197,0,.06) 70%);filter:blur(.3px)}.mountain{position:absolute;bottom:104px;width:0;height:0;border-left:210px solid transparent;border-right:210px solid transparent;border-bottom:260px solid rgba(22,98,107,.58);filter:drop-shadow(0 18px 20px rgba(0,62,87,.18))}.m1{left:45%;transform:skewX(-7deg)}.m2{left:68%;bottom:70px;border-left-width:280px;border-right-width:280px;border-bottom-width:220px;border-bottom-color:rgba(21,105,93,.54)}.island{position:absolute;left:-5%;right:-5%;bottom:-78px;height:205px;background:linear-gradient(165deg,#18866f 0 18%,#0e6b5c 18% 27%,#1280a4 28% 52%,#0d75a0 52% 100%);clip-path:polygon(0 40%,12% 18%,26% 38%,38% 22%,52% 40%,64% 15%,75% 34%,88% 13%,100% 33%,100% 100%,0 100%)}.hero-content{position:relative;z-index:2;max-width:1420px;margin:auto;padding:34px 5.5% 28px;display:grid;grid-template-columns:minmax(0,1.42fr) minmax(360px,.72fr);gap:46px;align-items:start}.hero-copy{padding:10px 0}.eyebrow,.section-label,.panel-kicker{font-size:12px;letter-spacing:1.4px;font-weight:900;color:#08765e;margin:0 0 10px}.hero-copy h1{font-size:clamp(42px,4.3vw,64px);line-height:1.04;letter-spacing:-2.6px;margin:0;color:#0a3265;text-shadow:0 1px 0 rgba(255,255,255,.6)}.hero-copy h1 span{color:#047b65}.lead{font-size:21px;line-height:1.48;max-width:730px;font-weight:650;margin:20px 0 0}.trust-row{display:flex;gap:12px;margin-top:52px;flex-wrap:wrap}.trust-row>div{min-width:180px;display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.86);border:1px solid rgba(255,255,255,.9);border-radius:15px;padding:12px 16px;box-shadow:0 9px 25px rgba(6,52,78,.13);backdrop-filter:blur(8px)}.trust-row span{font-size:13px;line-height:1.4;font-weight:850}.trust-icon{width:43px;height:43px;display:grid;place-items:center;border-radius:50%;color:#fff;font-size:21px}.blue{background:#0879d8}.green{background:#079660}.orange{background:#ff7800}
.lead-panel{background:rgba(255,255,255,.96);border-radius:18px;padding:20px 22px 16px;box-shadow:0 16px 38px rgba(4,43,67,.24);border:1px solid rgba(255,255,255,.95)}.panel-heading h2{font-size:22px;line-height:1.15;margin:0 0 6px}.panel-heading p:not(.panel-kicker){margin:0 0 12px;font-size:13px;line-height:1.45}.panel-kicker{margin-bottom:5px}.progress{height:4px;background:#e7eef2;border-radius:9px;overflow:hidden;margin:10px 0 13px}.progress i{display:block;height:100%;width:25%;background:linear-gradient(90deg,#3cb72a,#078568);transition:width .2s}.lead-panel #form h2{display:none}.lead-panel .question{font-size:16px;font-weight:900;margin:5px 0 8px}.field{margin:8px 0}.field label{display:block;font-size:11px;font-weight:800;margin-bottom:3px}.field small{display:block;color:#657488;font-size:10px;line-height:1.35}.lead-panel input,.lead-panel select,.lead-panel textarea,.pro-form input,.login-card input{width:100%;min-height:42px;border:1px solid #bdcbd3;border-radius:8px;background:#fff;padding:9px 11px;font:inherit;font-size:14px;color:#23384d}.lead-panel textarea{min-height:80px}.actions{display:flex;gap:10px;justify-content:space-between;margin-top:12px}.btn,.secondary,.action{border:0;border-radius:9px;min-height:44px;padding:10px 17px;font-weight:850;cursor:pointer}.btn{background:linear-gradient(105deg,#42b82a,#007a69);color:#fff;box-shadow:0 8px 18px rgba(0,122,105,.2)}.lead-panel .btn{flex:1}.secondary{background:#e8eff3;color:#17304f}.secure-note{text-align:center;font-size:10px;color:#52616f;margin:10px 0 0}.hidden{display:none!important}
.territories{display:grid;grid-template-columns:repeat(3,1fr);min-height:170px}.territory{position:relative;overflow:hidden;min-height:170px;padding:26px 30px;display:flex;align-items:center;justify-content:center;gap:20px;color:#fff;background-size:cover}.territory:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(1,55,70,.75),rgba(2,87,83,.28))}.territory>*{position:relative;z-index:1}.martinique{background:linear-gradient(135deg,#126c87,#39b4c8)}.guadeloupe{background:linear-gradient(135deg,#0e7895,#08a9b0 45%,#32a85a)}.guyane{background:linear-gradient(135deg,#175d5e,#4c8a4c)}.territory-shape{width:86px;height:86px;border-radius:50%;background:rgba(255,255,255,.93);color:#087b70;display:grid;place-items:center;font-size:23px;font-weight:950;box-shadow:0 8px 20px rgba(0,0,0,.16)}.territory h2{font-size:29px;margin:0;line-height:1}.territory p{font-size:13px;margin:7px 0 12px;font-weight:700}.territory a{display:inline-block;background:#fff;color:#0a3265;text-decoration:none;font-size:12px;font-weight:900;border-radius:9px;padding:9px 13px}
.how-section{display:grid;grid-template-columns:1.9fr .9fr;gap:40px;padding:30px 4.5% 36px;background:linear-gradient(120deg,#f8fcfd,#edf9fb);align-items:center}.how-main>h2{font-size:36px;letter-spacing:-1.5px;margin:0 0 24px}.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.steps-grid article{position:relative;padding-left:58px}.step-number{position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;color:#fff}.n1{background:#155ec3}.n2{background:#078568}.n3{background:#ff7800}.n4{background:#8d22a9}.step-icon{display:block;font-size:32px;color:#0879d8;height:43px}.steps-grid article:nth-child(2) .step-icon{color:#49ad2a}.steps-grid article:nth-child(3) .step-icon{color:#ff7800}.steps-grid article:nth-child(4) .step-icon{color:#9822ae}.steps-grid h3{font-size:14px;line-height:1.25;margin:3px 0 7px}.steps-grid p{font-size:12px;line-height:1.5;color:#465a70;margin:0}.why-card{background:linear-gradient(135deg,#e1f7ec,#d9f4ed);border-radius:20px;padding:24px 28px;box-shadow:0 10px 26px rgba(5,99,77,.07)}.why-card h2{font-size:21px;color:#086654;margin:0 0 15px}.why-card ul{list-style:none;padding:0;margin:0}.why-card li{margin:10px 0;font-size:13px}.why-card li:before{content:"✓";display:inline-grid;place-items:center;width:18px;height:18px;margin-right:10px;border-radius:50%;background:#0b9a5a;color:#fff;font-weight:900}
.pro-section,.account-section{max-width:1180px;margin:42px auto;padding:0 24px}.pro-section{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px;align-items:start}.pro-section h2,.login-card h2{font-size:32px;margin:0 0 10px}.pro-section>div:first-child>p:not(.section-label),.login-card>p:not(.section-label){color:var(--muted);line-height:1.6}.pro-form,.login-card,.dashboard-card,.legal-note{background:#fff;border:1px solid var(--line);border-radius:18px;padding:25px;box-shadow:0 12px 34px rgba(9,51,77,.07)}.pro-form{display:grid;grid-template-columns:1fr 1fr;gap:8px 15px}.pro-form .btn,.pro-form #appMsg{grid-column:1/-1}.account-section{display:grid;grid-template-columns:minmax(300px,.7fr) minmax(0,1.3fr);gap:25px;align-items:start}.login-card input{margin:5px 0}.login-card .btn{width:100%;margin-top:8px}.dashboard-card{overflow:hidden}.head{display:flex;justify-content:space-between;align-items:center;gap:10px}.stats{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0}.stat{background:#f1f8f8;padding:15px;border-radius:10px}.stat strong{display:block;font-size:23px}table{width:100%;border-collapse:collapse;font-size:13px}th,td{text-align:left;padding:12px 8px;border-bottom:1px solid #edf0f4}th{font-size:10px;color:#7d8695}.accept{background:#e9f7ef;color:#27764d}.refuse{background:#fdebec;color:#a22c3a}.dispute{background:#fff4dd;color:#855d12}.msg{padding:14px;background:#f3f8f8;border-radius:9px;margin-top:15px}.legal-note{max-width:1180px;margin:30px auto;color:#506174;font-size:13px}.legal-note h2{color:var(--ink)}footer{padding:32px 5%;background:#082c59;color:#dceaf5;display:flex;gap:25px;align-items:center;justify-content:center;flex-wrap:wrap;font-size:12px}footer strong{font-size:20px;color:#fff}footer a{color:#fff}
button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,a:focus-visible{outline:3px solid #ffb000;outline-offset:3px}#dash table,#partnerAdmin table{display:block;max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;white-space:nowrap}#dash td,#partnerAdmin td{white-space:normal;min-width:95px;vertical-align:top}
@media(max-width:1050px){.site-header nav{display:none}.brand{min-width:0}.broker-button{margin-left:auto}.hero-content{grid-template-columns:1fr;max-width:820px}.hero-copy{text-align:center}.lead{margin-left:auto;margin-right:auto}.trust-row{justify-content:center;margin-top:30px}.lead-panel{max-width:620px;width:100%;margin:auto}.territories{grid-template-columns:1fr}.how-section{grid-template-columns:1fr}.steps-grid{grid-template-columns:repeat(2,1fr)}.pro-section,.account-section{grid-template-columns:1fr}}
@media(max-width:650px){.site-header{padding:9px 14px}.brand img{width:42px;height:34px}.brand-copy strong{font-size:23px}.brand-copy small{display:none}.broker-button{padding:10px 12px}.broker-button span{display:none}.hero-content{padding:28px 14px}.hero-copy h1{font-size:39px;letter-spacing:-1.7px}.lead{font-size:17px}.trust-row{display:grid;grid-template-columns:1fr}.trust-row>div{min-width:0}.lead-panel{padding:17px 14px}.territory{justify-content:flex-start;padding:24px}.territory-shape{width:70px;height:70px}.territory h2{font-size:26px}.how-section{padding:28px 18px}.how-main>h2{font-size:31px}.steps-grid{grid-template-columns:1fr}.steps-grid article{min-height:110px}.pro-section,.account-section{padding:0 14px}.pro-form{grid-template-columns:1fr}.pro-form .btn,.pro-form #appMsg{grid-column:auto}.card{margin:14px 10px;padding:18px}.head{flex-wrap:wrap}.actions{flex-wrap:wrap}.actions button{flex:1 1 120px}footer{padding:28px 16px}}
@media(max-width:720px){#dash table.mobile-cards,#partnerAdmin table.mobile-cards{display:block;overflow:visible;white-space:normal;width:100%}.mobile-cards tr:first-child{display:none}.mobile-cards tr:not(:first-child){display:block;border:1px solid #dbe8f5;border-radius:14px;margin:12px 0;padding:8px 12px;background:#fff}.mobile-cards td{display:grid;grid-template-columns:minmax(90px,36%) minmax(0,1fr);gap:8px;align-items:start;min-width:0!important;width:100%;white-space:normal!important;padding:10px 0;overflow-wrap:anywhere}.mobile-cards td::before{content:attr(data-label);font-weight:700;color:#536078;font-size:12px}.mobile-cards td:last-child{display:flex;flex-wrap:wrap;gap:8px}.mobile-cards td:last-child::before{flex:0 0 100%}}

.insurance-section{padding:46px 5%;background:#fff;text-align:center}
.insurance-section>h2{font-size:36px;letter-spacing:-1.3px;margin:0 0 8px;color:#0a3265}
.insurance-intro{max-width:720px;margin:0 auto 28px;color:#526579;line-height:1.6}
.insurance-grid{max-width:1180px;margin:auto;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.insurance-card{appearance:none;border:1px solid #dbe9ec;background:linear-gradient(145deg,#fff,#f4fbfb);border-radius:17px;padding:23px 18px;min-height:165px;cursor:pointer;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;box-shadow:0 8px 24px rgba(9,51,77,.06);font:inherit;color:#0a3265;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.insurance-card:hover,.insurance-card:focus-visible{transform:translateY(-3px);box-shadow:0 13px 30px rgba(9,51,77,.12);border-color:#80cabb;outline:none}
.insurance-icon{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:#e3f6f0;font-size:25px}
.insurance-card strong{font-size:16px}
.insurance-card>span:last-child{font-size:12px;color:#087b65;font-weight:800}
.insurance-loading,.insurance-error{grid-column:1/-1;color:#526579}
@media(max-width:900px){.insurance-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.insurance-section{padding:34px 14px}.insurance-section>h2{font-size:31px}.insurance-grid{grid-template-columns:1fr}.insurance-card{min-height:130px}}